Taxes @ MindSay



 

   
Misc
well, its been awhile again...I haven't been myself since July-August probably and I didn't feel like writing any.
The Dixie Classic Fair was fun though,but I got very tired that day.. That it how its been . I get so tired doing anything and stomach problems too. I was glad when my Doctor appointment finally arrived over a week ago now. All my blood work came back with great results. No thyroid problems or Liver problems and I'm not perimenopausal either... Cholesterol levels were great as were blood count, etc.. so, Dr. said it sounded like depression. All the stress from this year...Yes, worry is a sin..I don't handle it very well and I give it to God, but I always manage to pull it back..Not what you're supposed to do...so now I'm back on my Zoloft after being off it for well over two years..Starting to feel like me again. Last friday at the West/Reynolds game I had the best time. My friend I haven't seen in a long while, Trace' Cave Cunduff came. and wonders of all we saw John Sherrill too! We haven't seen him in years! Long years! LOL He has not changed a bit! He's still John! haha.. we had a great time picking and carrying on..just like the old days again! I knew I was gonna be okay then..
I can almost pinpoint a time when I really felt lowest...The day we got that Certified letter from our mortgage co..I had to sign for it and my heart sank...I prayed so hard while opening that letter, and called James crying my eyes out...That was hard, as I have written before. I just kept praying though, and I knew God would answer in His time, but I was being honest with Him and asking Him to hurry up. :)  Not what you're supposed to do either, but He knows me and we are all human and live in this imperfect world.
Meanwhile its been getting cooler and having crisp nights. There have been some Indian Summer days though. I was able to not turn our heat on for almost 2 whole weeks.
Then Monday came. I was working at home on Quickbooks trying to get it straight for Biogreen. I get a call and answer it. It's Lynn. She's been helping us deal with our mortgage co..She said"They are sending you a package out Fed Ex and you should get it tomorrow.. Your interest rate dropped to 6.375% and your new payments are like $848.00"... My skin started prickling and I cried... I felt relief wash over me.. She didnt know the rest of the details..we'd find out from the letter.. I stayed home again on Tuesday and worked on Quickbooks again,finishing it....James came home for lunch like he always does...I see the Fed Ex truck back into the driveway... James goes to meet him and signs for the letter... we sit together and open it. I read it...
"James, it says that this is for the next 365 months!"  Oh my! Here come the pricklings again!!! We look at each other.. "So this is the new payment for the rest of the loan?" "Yes!!" Hallaluha!!  after trying 3 times with them to get this Loan Mod, we get it and it's great! we didnt know if it would be just 6 months as most are or a year, but the life of the Loan!! That was such a blessing !!! A burden lifted!! I thanked God all the rest of that day and still am....
another prayer was answered too on Tuesday. Ariana was able to trade her Jeep and her $2500 for a 2002 Saturn! It only had about 75000 miles on it. Her jeep broke down over a week ago and it was a pain trying to get her to College and picked up and to work and me to work.... it was a mess but we did it.. and she had to buy the $84 dollar part and Jeff fixed the jeep for her, but it still needed a battery...she'd go somewhere and have to get a jump to start it... Not good..plus it was eating gas and ate oil like crazy too. She had to put 3 quarts in every two weeks or so.. she did cry though...The jeep was her first car... She didn't really want to give it up, but she knew it was for the best. Now she 'll have a good car when she goes to UNCC in a year or so..
and Morgan. He had to buy a new car too. Late September his old car starting acting up and stalling out on him, so James looked around here and found him a "97 Grand Am with only about 65000 miles on it.. and Morgan could afford it. he just had to borrow $1300 from Grandma to do it and he'll pay her back in Jan. when he gets his financial aid $ again. It cost him $2800.00. Both of the kids cars are white now! That is odd! I wont know who is who until I can see the whole car coming in!! LOL
So many blessings this week..... I am feeling better on my medicine and getting things done now that got neglected over the summer...Whew..now on to the next problem..figuring out how to pay our taxes of $1800.00!!! since we inherited that 7 acres of land, our property taxes went up...big time!! 
We signed the papers from the Mortgage co. and Fed ex'd them back all on the same day...we should hear soon about when payment is due and all that... 
There's still the matter of Christmas too. I told James we could not afford to buy for everyone this year... We will get the small ones something, and try to figure out how and what to do for Morgan and Ariana... I just want us to be together...I don't need one thing! After all what is Christmas all about anyway? -The Birth of our Lord and Saviour!!!! When you realize that, nothing else matters. Enjoy the season of Love!
Thanksgiving coming soon! Time to Thank the Lord for all our blessings! But we should thank Him on a daily basis... He does so much for us..look for the small things and the big things..There's always something! I remind myself of that daily...
 
 
   
 

end of summer updates
well, again I haven't written in awhile...
After I last wrote, we were getting ready to go see my mom in Jacksonville,NC where she is in a nursing home...That morning we got up to a flooded basement...so, we had to stay,, called insurance, and plumber...Both came out that day and next day...with the insurance check we got we made an extra house payment..God works in mysterious ways! now we are only one month behind...but they continue to not want to help us..just this week we were again denied for the loan mod...they told us as long as we were behind and in the hole each month we would never qualify!! What??makes no sense...we were told that was why people like us could qualify for it..job loss, behind on payments,etc...That's what Obama said!!  its so frustrating!! Our second mortgage co. gave us a loan mod in 2 days!!! and we were behind with them too!! what's up with that??  who do you contact to find out if your mortgage co is jerking you around??/ they have to report to someone do they not?? sigh----
Good news is I got a job yesterday...Its part time like I wanted, no nights and no weekends..and only about 3-4 hrs a day, but every bit helps..I'm on Emergency unemployment now and my understanding is that that runs out in Oct... so we are still fighting to save our house as it stands now... oh and our first mortgage told us we needed to pare our bills down since we are in the hole every month..ok, well, we went to a credit manager and He told us there was no where to cut back!! we are paying only what we have to right now-utilities,insurance,gas,food,stuff like that that you cant pare back.. other good news, my husband  and my daughter got some help to be able to go to Doctor and get meds now...Ours is no cost to go to Doctor and daughter has to pay $5 each visit.Husband is diabetic, so he got his meds for free and my daughter is on a couple of meds that are free now too..that is a big help there..and our past doctor bills were covered and paid also which was almost at $1000.00.....now just owe the dentist $500.00...dont know when that will get paid...as no extra money at all. And here in NC taxes went up!! are they trying to kill us??? Our property taxes we owe this year are almost $2000.00!!!!! and sales taxes went up too... and now Duke Energy is wanting to raise its cost??? great...people are struggling..what do they want?our blood??? Christmas this year will be bleak..I just basically want my family together.. still trying to figure that out..with property taxes due right in Jan. that kills us..Christmas isnt about getting anyway..its about Christ and his birth.. we love each other and have fun as a family..that's what matters..The Black Friday list has already come out...those that have $ to spend-have at it...we don't.... yesterday in the mail we get 3 different letters from the county ..we owe $5 per cat we now have ..taxes on our animals!! I thought we came to America to flee Taxes on everything !! and for Religious freedom!!  good grief... tax this, raise this, what next???
have I said enough??? No wonder I was depressed earlier this week...
I was going to leave for the beach today with 3 good friends. they were going to take care of me so I could go.yesterday evening we get a call from one of them, my really good friend(I call her my Sis!) and her Dad was in ICU.. She had to call 911 earlier as he fell twice...so weak.... he had been sick all week but thought he was getting better... he was so dehydrated that they had to use a force bag to get the fluids in him. he took 4 bags I think..anyway, the rest of us told her we were not leaving her behind to go on to the beach..She wanted us to go on..can you believe that??She is so unselfish..I told her to shut up!! we were staying to be with her and the beach would still be there whenever...She couldn't help it that her dad got so ill...they weren't even sure he'd pull through last night! and she wanted us to go on.. No way!!my husband and I went over to hospital after she called and stayed. we took her to get something to eat. she went to be with her mom last night. her mom is diabetic and confined to the house..She has to be carried several times a week to receive dialysis. And she needs constant care..my friend is an only child so everything falls on her. She is a wife, and mother to two teens herself and works.. talk about having a full plate.. she does..
anyway I talked to her about 9 this morning and her dad stablizied during the night. they want to move him into a room out of ICU and regulate his meds. he lost so much weight...Will find out more later this afternoon..

my daughter started College in late August and she has adjusted well. Its our local community college, but she is doing great!! She has already aced a couple of tests! next fall she will transfer to UNCC. She has a new "Boy friend" lol says she doesn't want to be involved with anyone right now and they are just friends. I like him he is very nice.
Son has new girlfriend this year at Appalachian. he loves his apartment and having his own room!
I'm glad they are both settling in well.
well gotta run for now..maybe I will post again before another month rolls by! or two!
 
 
 

   
Can we survive four years of this? Or, God help us, eight?
"Hope and Change."  That's what the bumper stickers said, and that's what he talked about for months.  "Yes, we can!"  "Change we can believe in!"  OK, Obamamites.  You got him elected, and now open your eyes and look what you've wrought.  As we speak--and write--he is taking over the country, your financial future, your liberties, your very life.  Think I'm exaggerating? Think this is just Republican sour grapes? Would to God it was.  No, it's all coming more clear each day.  What he says he doesn't want to do, he's doing: He doesn't want to run car companies, but he's running car companies.  He doesn't want you to have to give up your health plan, but when ObamaCare is enacted and the government runs it all, your company's health plan will get dropped because your current provider will not be able to complete with one that has 300 million people in its customer base.  And once they go out of business, as they will, everyone will have to get health "care" from the Feds.  DID YOU HEAR THAT?  From the FEDS.  You know who they are, don't you?  If not, I've got one word for you: FEMA.  That's right, the same folks who helped New Orleans recover from Katrina.  Oh, wait.  That's still a disaster, FOUR YEARS later. Yes, the same entity and policy genius that provided the toxic trailers for poor people to live in, which caused them to get sicker than they already were, the trailers that are STILL THERE.  THAT federal government.  And you want THEM to handle your medical care?  You want to make medical appointments with them, and have them approve medications and surgeries and tests and treatments?  Are you willing to wait months, even years, to have a procedure that you need to have in WEEKS or DAYS or you may die?  (Remember, with tens of millions of additional people to cover, 47 million according to Obama, there aren't going to be enough doctors and nurses and other medical professionals to handle them all).  Do you want to have to deal with layer upon layer upon layer of red tape and hours on the phone before you can just have a prescription filled?  Do you want to be denied a unit of blood when you're in the hospital because government studies have determined that blood banks are giving too many units to one race over others, and we can't have "disparate impact."  Sorry, pal.  You going to have to wait.  I mean die.  But at least equality was maintained.  You can be thankful for that as your eyes close for the last time.  This is ObamaCare, and it's why HillaryCare went down in flames back in the 1990s.  But even before all that goes down, you have trillions--did you get that?--TRILLIONS of dollars in debt to cover. Well, not you, of course.  You'll be long dead waiting for blood.  No, but your KIDS and GRANDKIDS will be covering today's drunken spending.  And under the guise of "saving the environment", your taxes are going up and freedoms are going down.  Obama is assuming control of every aspect of your life and mine, just like the show The Outer Limits controlled your TV in the 1960s.  Cap and Trade will cause energy prices to skyrocket, and your will not be able to even sell your own home in the free market until a government approval is obtained that certifies your home passes "green" standards and meets energy requirements.  No "fixer-uppers" any more.  Oh, no.  All homes sold will have to have energy saving features and gov't approved lighting and insulation, environmentally safe materials and other PC things.  It's all for the good of the collective, don't you know.  You are helping save the world, even if you're going broke to do so.  Obama is using the excuse of "saving the environment" to control every step you take or want to take.  Liberty?  That's not responsible living; that's selfish living.  Driving what you want? Setting your own AC?  We can't allow that, as you might use too much energy and leave too big a carbon footprint.  You voted for him, and now he's raping every one of us.  And he's giving that wide, becoming smile and warm laugh as he does so.  Oh, he's a real player, this one.  He's got us by the balls, and knows our hearts and minds will follow.  Or else.

So what to do?  Sure, somehow an Iran-type rebellion could break out on the streets.  The Tea Parties are helping to get the message out that we're heading to socialism.  And we are, don't fool yourself.  He already runs the auto companies, financial institutions, insurance companies and whatever.  More to come.  But some are thinking outside the box.  Radical, even.  But radical times call for radical measures.  I don't believe for a minute that anyone wants to live as a slave.  But we all will be soon.  And, like the slowly boiled frog, we don't even feel it coming.  But at some point, enough people will say "Enough" to make a secession movement feasible, I believe.  They aren't going to live under the thumb of oppression like is coming down the pike.  This isn't a party matter; it's a freedom and American matter.  Americans don't live under dictators very well, and we've got one in the White House who is charming and handsome...the most dangerous kind.  He intends to control each of us down to our choice of shirt and tie, and don't you think he doesn't.  Claiming the very opposite of what he actually does, Obama will steal your wallet while insisting you simply misplaced it, and when you find it on him, he'll tell you he's doing it for your own good.  Trust him.  "Hope and Change."  This is what he had in mind; I don't know what you were expecting.
 
 
   
 

Smokers are Getting Burned

  As a smoker, I am already heralded as a horrible, terrible, person who is polluting the world with my habit.  At 28 years old, having been a smoker for about 12 years, I have learned to deal with that.  Secondhand smoke, now thirdhand smoke-which is ridiculous, btw- it has really gotten out of hand.  But that is not why I am on this rant today my friends, today I am spouting off about taxation without representation.

  Every morning, around the United States, people like me light up cigarettes.  We smoke them in our homes or anywhere else we may be allowed.  Also like me, they don't feel that it is the worst thing they can do to themselves, nor do they WISH to stop any time soon.  There are also people who pour whiskey into their coffee mug and head off for work, as teachers, doctors, lawyers, or stockbrokers.  Well recently, one of these two types of people were targeted for an unjust tax.  JUST ONE!  "Sin Taxes" alone seem unfair to me, but to single out one, and the healthier, more legal of the two at that!

  Smokers (in my area) are being forced to pay up to $7 per pack, where this time last year was up to maybe $5, or when I started buying cigarettes (10 years ago) $2.  Tell me one product (other than gasoline-thats a whole 'nother rant) that can show an inflation like that, without an actual cost to back it up.  The people will quit smoking.  It will cost us too much.  That's when a real change will be seen in the economy.

  Cigarettes are just like any other product.  They have a chain.  A Farmer grows tobacco.  That tobacco is distributed by a second party to a processing plant.  Other shipping outfits and factories keep their employees paid along the journey to the final stages- when shipped again to distributors.  The product must be advertised, marketing people sell it to the stores, the product is then shipped to the stores.  If a vast majority of smokers will quit, an unimaginable number of people WILL lose their jobs.  Its as simple as that.

  Not only will unemployment skyrocket, but these new "taxes," which supposedly fund healthcare for children (though not the children of smokers, or the smokers themselves,)  will now go unfunded.  Then where do the healthcare dollars come from?

  Even if that worst-case scenario doesn't take place, the fact that smoking costs so much is making smokers cut back in other places, that they shouldn't be made to do so.  Healthcare (since we can't afford insurance) groceries, bills, anywhere the $$ can be saved!

  Taxing tobacco because its unhealthy.  Whats next, candy tax? soda tax? fatty food tax?  Come on, folks- this is wrong and EVERYBODY knows it.

 

thats all for now

George

 
 
 

   
Stop "Ar Kids" paying for teen prenancies
You know a government health program that really pisses me off? Ar kids. (Arkansas children's health program).
Now let me first say I'm all for health care for children...hell I hope someday this country will have national health care. But until it does "Ar kids" should be changed.
Did you know that "Ar kids" pays for thousands of unwed teen births every year while the mothers and fathers of these babies pay nothing? That's right folks! While you being a responsible citizen work everyday and pay your taxes, teens on "our kids" get pregnant and YOU pay for it and the parents get off scott free!
For some, it has become their "birth plan"...to have their kids while they are on "our kids" so it doesn't cost them anything! And did you know that the rate of unwed teen mothers in the US is totally out of control?
These kids should have to pay back society for these births. They feel no responsibility what so ever!
My husband works 60 hour weeks and pays taxes out the wazoo and we don't have insurance. Everything is out of pocket. But we pay for unwed teen to start their families...that sucks.
We need to hold these teens responsible for their actions in some way then maybe they'll act more responsibly. Weather it be through long term payment or community service something should be done.
We need to provide birth control on demand, without parental notice or consent. These stupid parents that think their controlling their kids are only deluding themselves and we're paying for it in the end.
I say provide health care for children but don't pay for their births.
 
 
   
 

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