Retire @ MindSay


 

   
Fickle Moody Me

Well I am in a better mood today.  Nobody lost life or limb yesterday.  Scared poor Randy that I wasn't in one of those killing moods.  I think he thinks I am plotting his demise to collect insurance money.  Silly man, I don't have enough insurance on him yet for that plan!

 

After choir practice yesterday, I have deiceded J the volunteer who is working this year's school choir will NOT be the one who teaches my kids and I how to play guitar.  We will go with the orginal plan of action.  I teach the basics and once TKD is done (to 1st dan) we will stop at that academy and go to the small lil mixed marital arts academy in town and find a guitar teacher.  The man drives  me crazy!  He has had no formal musical schooling and treats the kids like adults and the one teacher and me as if we were children and don't know how to read music let alone read the words on the sheet music.  My gods the teacher who is helping is playing an older Gibson guitar and knows how to play it!  Plus she can read music and i think since she is the 7th/8th grade teacher she can read the words!  I have told the man time and time again and he has gone to my HS music concerts before that I can not only read music but gasp I graduated from highschool at the top of my class! 

 

Anyway, I made chicken cordon blue and veggies for the kids and hubby last night before pool.  Then I scarfed a philly cheese steak and fries down at the Pub!:D  I did rather well for myself last night.  I won 1 out of 3 games last night.  I was hitting nothign but slop shots in my second game and then the old lady i was playing against got on a good run.  My Gods if I was happy to win one of hte games!  This old lady is in her early to mid 70s and she has been playing since her early 20s!  Their team consistered of the old lady, two of her daughters, one of her granddaughters, and another girl who played pretty well.  We lost our over all match by two games.  But we all still had fun!  As Justin the bartender stated:  "Ya'll should have ordered the mushrooms for a snack!  Then I could have slipped in some wwwwwwwwwwwwwoooooooooohhhhhhhhhh mushrooms on you and you would have shot better games!"  Such a smart ass! 

 

Today the kids went to school an hour and half late!  My Mommy reitred officially yesterday.  Actually it is Friday but she won a 24 hour off award via the gov't so she tookt hat as a day off and then jsut requested 2 days of her 7 weeks of vk they have to pay her to take the rest of the week off.  The hospital provided a staff pot luck.  A lot of ppl were in tears over my moms retiring.  She has put 20 some years in at the IHS Hospital and that doesn't include working 15 some years at another hospital!  She has worked on ppl her age parents and grandparents, her age ppl, helped birth a lot of my friends and their children and she will be very much missed up at that hospital!  The doctors even got a few digs on her and as they call her "opinions".  They knew she was going to get them if they did wrong!:D  Some of the other NA Indian ppl from other tribes had no clue until the Tribal Council Chairman stated that my mom's was born on the rezes and raised on the rezes and they were really suprised.  When my mom got up to thank everyone for the gifts they got her and the hospital got her, she suprised even some of the tribal family and staff from our rez when she said that her family has been in the area as long as if not longer then the Bago tribe has been in this area.  She gave dates and then stated the rez will always be home and then pointed to me and my kids and said our family feels welcomed here and has become members of various other families and you'll see me around!:D 

 

It was great.  Now it is time for the parental units to live it up for a while!:D  Maybe Bingo or Casinos for them:P:D  Heheheheheheheh.  Anyway I got my rough draft of my paper complete.  I jsut need to type it and get it submitted.  And hopefully my next post I'll have some wonderful news.

 

I am off to procrstantat more and try not to be so moody!:D

 
 
   
 

A note from Jan

I started this blog to help people who are struggling. I know what that feels like -

to have to work two jobs to pay the bills.

If there is an emergency, you have to put it on a credit card.

 

I want to help people who are tired of barely getting by to help them realize they can have a better future. They can have a better lifestyle.

 

Finding a company who is made up of individuals who really care is an important step.

 

I'm looking for seven more people to help start a better life.

 

There are several people on here that I genuinely care about and would love to work with. I'm not going to bug you about it. I just want to put the offer out there for you.

 

This isn't a free ride. You will have to find people to help to get to where you want to be.

The key number is 10.

 

My husband and I own shares in this company and got in on the ground floor with some friends.

 

Watch the video in my last blog and let me know if I can help you achieve your goals.

 

 

coollogo_com_11266343.gif

 

 

 
 
 

   
Time for a change??

Are you tired of what you do for a living?

 

Would you like to work from your home??

 

 
 
 
Watch 2 short videos and tell me if you would like to make some extra money.
 
 
   
 

Retirement plan part 2

I asked the question about retirement and I only got one response from someone who has a good grip on things. She really has her act together.

 

As I've met people on Mindsay, their biggest problem besides spouses and mates, is money.

 

I've listened to several of you pour your heart out when you broke up with someone or had a fight with someone.

 

But I think the number two problem is people's finances. They are working at low paying jobs hoping that someday something better will come along. Next thing you know 10 years has gone by and they are still in the same rut financially. Struggling to get by.

 

Several of you have started writing on blogs to make money. How much are you making?

$5, $10, $20 maybe??

 

I was taught growing up that you tithe 10% to the church and you save 10%.

 

That leaves you 80% to live on. The other rule I was taught was one week's check or 25% should go for housing. That leaves you 55% for car notes, insurance, electric bills, Internet, water bills, food, clothing and entertainment.

 

How many people can afford to do that??

 

 

 

 
 
 

   
In my opinion

A lot of people are totally against what they call "pyramid schemes" and I am too, if that's what they are. Just passing money around without any real product.

 

I've been involved with what is called "direct marketing" or "MLM" or "multi-level marketing" for many years. Some of the products were awesome but they went out of business quickly.

 

One I remember well was a diet cookie. I loved this product!! I could put it in my purse and eat driving down the street to my next client or flying in an airplane.

 

I lost a ton of weight. So much so that I had to borrow a dress to wear to a wedding and the company asked me to do a TV infomercial. They went out of business.

 

A lot of companies have great products but have bad management and bad compensation plans. Some have great compensation plans but bad products.

You have to find the right combination.

 

A friend sat in my living room this weekend who is a successful MLM person.

He's driving around in a new truck paid for by a MLM company. He said his wife still wants him to get a JOB. Why? If my husband was making 8 to 10 thousand a month, I wouldn't want him working a JOB.

 

The problems with most jobs is there is no residual income. If you miss a day, you miss a day's pay. At the end of working 50 years, you can get a social security check. If there's any left by the time you retire.

 

I recently got my Social Security statement. After working about 25 years, I can collect about $800 a month when I reach 62. Big deal! That will barely cover my car note and a few tanks of gas. No telling what gas prices will be in 5 years and my car will be paid for in a few months.

 

I worked 5 years for a man in New Orleans. He inherited a business from his dad so he had no intial investment. I took him from having 6 commercial accounts to 56 commercial accounts. He would reward me once in awhile with two twenty dollar bills.

 

When I left, he sold the business for $250,000. He sent me $500.

 

So what's so great about working a job??

 

Wouldn't you love to have more free time and have a residual check coming in?

 

 

www.enivamembers.com/janwatts

 

 

http://premiereventures.myfti.biz/

 

 

 

 

 

 

 

 
 
   
 

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