Payments @ MindSay 
After I last wrote, we were getting ready to go see my mom in Jacksonville,NC where she is in a nursing home...That morning we got up to a flooded basement...so, we had to stay,, called insurance, and plumber...Both came out that day and next day...with the insurance check we got we made an extra house payment..God works in mysterious ways! now we are only one month behind...but they continue to not want to help us..just this week we were again denied for the loan mod...they told us as long as we were behind and in the hole each month we would never qualify!! What??makes no sense...we were told that was why people like us could qualify for it..job loss, behind on payments,etc...That's what Obama said!! its so frustrating!! Our second mortgage co. gave us a loan mod in 2 days!!! and we were behind with them too!! what's up with that?? who do you contact to find out if your mortgage co is jerking you around??/ they have to report to someone do they not?? sigh----
Good news is I got a job yesterday...Its part time like I wanted, no nights and no weekends..and only about 3-4 hrs a day, but every bit helps..I'm on Emergency unemployment now and my understanding is that that runs out in Oct... so we are still fighting to save our house as it stands now... oh and our first mortgage told us we needed to pare our bills down since we are in the hole every month..ok, well, we went to a credit manager and He told us there was no where to cut back!! we are paying only what we have to right now-utilities,insurance,gas,food,stuff like that that you cant pare back.. other good news, my husband and my daughter got some help to be able to go to Doctor and get meds now...Ours is no cost to go to Doctor and daughter has to pay $5 each visit.Husband is diabetic, so he got his meds for free and my daughter is on a couple of meds that are free now too..that is a big help there..and our past doctor bills were covered and paid also which was almost at $1000.00.....now just owe the dentist $500.00...dont know when that will get paid...as no extra money at all. And here in NC taxes went up!! are they trying to kill us??? Our property taxes we owe this year are almost $2000.00!!!!! and sales taxes went up too... and now Duke Energy is wanting to raise its cost??? great...people are struggling..what do they want?our blood??? Christmas this year will be bleak..I just basically want my family together.. still trying to figure that out..with property taxes due right in Jan. that kills us..Christmas isnt about getting anyway..its about Christ and his birth.. we love each other and have fun as a family..that's what matters..The Black Friday list has already come out...those that have $ to spend-have at it...we don't.... yesterday in the mail we get 3 different letters from the county ..we owe $5 per cat we now have ..taxes on our animals!! I thought we came to America to flee Taxes on everything !! and for Religious freedom!! good grief... tax this, raise this, what next???
have I said enough??? No wonder I was depressed earlier this week...
I was going to leave for the beach today with 3 good friends. they were going to take care of me so I could go.yesterday evening we get a call from one of them, my really good friend(I call her my Sis!) and her Dad was in ICU.. She had to call 911 earlier as he fell twice...so weak.... he had been sick all week but thought he was getting better... he was so dehydrated that they had to use a force bag to get the fluids in him. he took 4 bags I think..anyway, the rest of us told her we were not leaving her behind to go on to the beach..She wanted us to go on..can you believe that??She is so unselfish..I told her to shut up!! we were staying to be with her and the beach would still be there whenever...She couldn't help it that her dad got so ill...they weren't even sure he'd pull through last night! and she wanted us to go on.. No way!!my husband and I went over to hospital after she called and stayed. we took her to get something to eat. she went to be with her mom last night. her mom is diabetic and confined to the house..She has to be carried several times a week to receive dialysis. And she needs constant care..my friend is an only child so everything falls on her. She is a wife, and mother to two teens herself and works.. talk about having a full plate.. she does..
anyway I talked to her about 9 this morning and her dad stablizied during the night. they want to move him into a room out of ICU and regulate his meds. he lost so much weight...Will find out more later this afternoon..
my daughter started College in late August and she has adjusted well. Its our local community college, but she is doing great!! She has already aced a couple of tests! next fall she will transfer to UNCC. She has a new "Boy friend" lol says she doesn't want to be involved with anyone right now and they are just friends. I like him he is very nice.
Son has new girlfriend this year at Appalachian. he loves his apartment and having his own room!
I'm glad they are both settling in well.
well gotta run for now..maybe I will post again before another month rolls by! or two!
Okay, I have a burning question that I hope somebody in my Mindsay family can answer for me!
When people go on these televised court shows like Judge Judy, Mathis, Joe Brown, Alex...etc....HOW DO THEY GET PAID for what they win in court.
Yes, I know this isn't real court but it is an arbitration with winners and losers. So, if the defendants didn't have the money to pay in the first place, how are the winners getting paid? You never see anyone come back saying that they weren't paid what they "won" on the court show, so how does it work?
PLEASE TELL ME!
(and please vote for this particular blog so that it can get enough exposure to get the right answer, please! I've seen the little "funds" announcement at the end of People's Court, but i still don't understand it!)
In advance, I thank you!
Well, the bosses credit card expired recently and therefore automatic payments are not happening.
Therefore we couldn't get on the net this morning.
Automatic payments suck.
New Car and ~270 dollar car payments
New Full Time Job to offset those payments
Graduating in May
Yikes.
Today has been terrible. I've never felt so bad. Ok, I have....but the last time I felt this helpless was when Spencer attempted suicide. And nothing like that has happened today.
It started off with the normal routine of my parents coming in to wake me up and me staying in bed. I tried to explain that due to the stupid scheduling of CATS testing there was no point for me to go in until 10. So I stayed in bed. Mom just yelled at me and threatened to throw water on my head.
Dad...in a stroke of brilliance...decided to come in the room and pour a glass of water on my head. Then when I started screaming at him, he yanked my covers off. So then I'm screaming even more. And just when I thought it couldn't get any worse...he grabs my arm and tries to pull me off the bed. By now I'm screaming at him to get his hands off of me. If mom hadn't come in, he would have beat the crap out of me. And that is no lie.
So mom walks in, tells my dad to get out of my room, and she starts screaming at me. By now I'm already late for school so I figure there's no point in getting out of bed. Mom literally came in every five minutes to yell at me until around 9. Then they both left.
Before leaving my mom tells me that I am not allowed to go anywhere the rest of this week...including prom.
I fell asleep...didn't wake up til around 2. So I missed school...not on purpose. When I woke up, there were about 5 text messages from Ken, Vince, and Kristin asking me where I was and why I wasn't at school.
I got up and got on the computer. And found a note from my dear parental units. Basically the note reads: "Ami, Your car payment is now due, plus $38.77 for your phone bill. Please make payment before Friday, April 29, 2005. If payment is not made by 5PM on Friday, you will lose access to the car and the phone. Mom."
Now, this tells me that my parents, not only have now restricted me from any freedom I may have, but don't have the guts to tell me that they're taking away my car and my phone. And yes, they will be taking them both away. Well...my car atleast.
I can't make my car payment. As I explained to Jason, due to no hours at LAC and my trip to Knoxville, I only have about $140 in my bank account. That's actually $140 total...meaning I have no more money than that. I owe my parents about $180. So I can make my phone payment, but not the car payment. Which means...bye bye car.
I hate this. I'm freaking 18 years old. It is my decision whether I go to school or not. It is not, in any way, my parents decision. If I don't want to go to school...I won't go. End of story.
Yes, I know I'm sounding like a spoiled brat right now but honestly, I could care less. I'm so sick of all this stupid drama at home.
My dad needs to learn to keep his freaking hands to himself. I swear, if he ever touches me again I'm leaving. I can't stay in a house with a man I despise any more. I can't. He drives me crazy. The thing is...I know he can't stand me. How do I know this? He constantly praises my brother but anything I do, all I get is a "well...you could have done this better." I was snooping around the other day and found all these cards and memorabilia from things my brother did with my dad. Was there a single thing from me? No. I have tried my entire life to please him...I can't do it anymore. I'm not even going to bother trying. All he does is come back and tell me something I did wrong.
And I can't deal with him touching me. I don't want him near me. He scares me to death. Yes, my dad hit me as a kid. The last time he ever inflicted physical pain on me...aside from this morning, was about 2 years ago when he clothes-lined me as I was trying to get away from him. He's got a temper that can't be contained and honestly, I'm lucky I made it to see the age of 18. If it weren't for my mom...I'd be dead by now. And that's the honest to God truth.
Now I don't even have my mom to help me out. She's not talking to me. I wouldn't talk to me either if I was her, but still...she's my mom.
I'm so mad right now I can't even breathe. My hands are shaking. I wish there was something I could do to make all this anger go away. But I can't. And now I'm bleeding. I haven't done this since I found out about Spencer....what the hell's wrong with me?
