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Someone got a hold of my Discover Card #!
At least it appears that way. Discover Card shut my card down. I was mad, because whenever this happened before it was for valid charges and there was no reason they should have done this.
However, someone charged $50 to my account from Bed, Bath, & Beyond in Durham, North Carolina. The card was not swiped, but the number was keyed in. That is extremely strange, especially since I definitely did not order anything from BB&B YESTERDAY. Also I JUST got a new card, and yesterday at Rite-Aid I used the old one instead of the new one, so I thought they closed my card account bc of that.
Anyhow, this is very weird and I'm wondering who got my card #. I'm thinking any moment now I will realize that I bought a gift certificate for my mom or something, but the sad truth is....I DIDN'T!
However, someone charged $50 to my account from Bed, Bath, & Beyond in Durham, North Carolina. The card was not swiped, but the number was keyed in. That is extremely strange, especially since I definitely did not order anything from BB&B YESTERDAY. Also I JUST got a new card, and yesterday at Rite-Aid I used the old one instead of the new one, so I thought they closed my card account bc of that.
Anyhow, this is very weird and I'm wondering who got my card #. I'm thinking any moment now I will realize that I bought a gift certificate for my mom or something, but the sad truth is....I DIDN'T!
July 17--This Blog is Taking a New Direction
This blog is going to take a new direction because I have had more than enough of these economically unsound diatribes resonating through our media. I used to have the feeling that simply providing the news would be enough, but now I am of the opinion that someone may actually need to explain the real situation to most Americans.
The Federal Reserve Can Lower Interest Rates Only Through Debasing Our Currency
This guy and Senator Kucinich are two of the only people that understand what money actually means. Money has value because it allows people to exchange goods and services. Many so-called 'economists' talk about low interest rates helping our economy. This could not be farther from the truth. Low interest rates are achieved only through debasing the currency i.e. printing billions of dollars. Imagine a fictional economy that has only $10 and $10 worth of goods to be sold. If the central bank of this economy decided to increase the money supply by 10%, each dollar would only be worth $.91. In other words, by printing dollars (or lowering interest rates, as the Federal Reserve likes to call it), every person in this fictional economy has lost 10% of their savings.
If you have $100,000 saved for retirement and inflation reaches 10% (the Fed decides to print more money), your retirement money will only buy $91,000 worth of goods and services. Good luck. Here is some other real news:
In the Real World, Economists Are Preparing for a Crash
"In a 149-page document, the agency's scientists said that "warming of the climate system is unequivocal" and that potential health risks include more heat waves, floods and droughts, insect outbreaks and and wildfires, along with crop failure and decline in livestock and fisheries productivity…"
Hey Remember the 1,000,000 Million Person Terrorist Watch List?
Home Prices Are Way Too High
The Federal Reserve Can Lower Interest Rates Only Through Debasing Our Currency
This guy and Senator Kucinich are two of the only people that understand what money actually means. Money has value because it allows people to exchange goods and services. Many so-called 'economists' talk about low interest rates helping our economy. This could not be farther from the truth. Low interest rates are achieved only through debasing the currency i.e. printing billions of dollars. Imagine a fictional economy that has only $10 and $10 worth of goods to be sold. If the central bank of this economy decided to increase the money supply by 10%, each dollar would only be worth $.91. In other words, by printing dollars (or lowering interest rates, as the Federal Reserve likes to call it), every person in this fictional economy has lost 10% of their savings.
If you have $100,000 saved for retirement and inflation reaches 10% (the Fed decides to print more money), your retirement money will only buy $91,000 worth of goods and services. Good luck. Here is some other real news:
In the Real World, Economists Are Preparing for a Crash
"In a 149-page document, the agency's scientists said that "warming of the climate system is unequivocal" and that potential health risks include more heat waves, floods and droughts, insect outbreaks and and wildfires, along with crop failure and decline in livestock and fisheries productivity…"
Hey Remember the 1,000,000 Million Person Terrorist Watch List?
Home Prices Are Way Too High
Bank of America: enrolls you in "Credit Protection Plus" without your permission
Last week, I received an offer in the mail from Bank of America for their "Credit Protection Plus" program. You know - one of those lousy programs which offer you protection if you lose your job or get divorced. They are a joke (as actually qualifying for relief is very difficult), and no financially wise person would enroll.
So, completely unrelated to the offer, I decided that I would request a credit line increase. I grabbed the envelope and called the 800 number on it. The nice lady asked me if I'd like to enroll in the Credit Protection Plus program, I kindly said no, but I'd like to request a credit line increase. She said she'd be more then happy to help. Five minutes later, I had been approved for an increase, and she wished me good day.
Today I received a letter - "Congratulations and thank you for enrolling in Credit Protection Plus."
GRRRRR.
I'm guessing my fatal mistake was to call the 800 number that came with the offer -- but in NO WAY does that give them permission to enroll me in the program.
The worst part is that this has happened to other Bank of America customers. This person is just as angry as I am. When she called in, they told her "I see that you were just enrolled last week. You should read through the benefits before deciding." Ugh. She clearly DECLINED the offer when she called up initially, then they argued with her when she wanted to cancel.
From another source, consumeraffairs.com:
UPDATE: I've created a Credit Protection Plus Fraud Resource Wiki at PBwiki. If you've been victimized by BoA, add yourself to the list and lets get organized.
 | I called Bank of America to request a credit line increase. They asked me to enroll in the Credit Protection Plus program and I declined. But today they sent me this letter congratulating me on enrolling and explaining the program fees. |
So, completely unrelated to the offer, I decided that I would request a credit line increase. I grabbed the envelope and called the 800 number on it. The nice lady asked me if I'd like to enroll in the Credit Protection Plus program, I kindly said no, but I'd like to request a credit line increase. She said she'd be more then happy to help. Five minutes later, I had been approved for an increase, and she wished me good day.
Today I received a letter - "Congratulations and thank you for enrolling in Credit Protection Plus."
GRRRRR.
I'm guessing my fatal mistake was to call the 800 number that came with the offer -- but in NO WAY does that give them permission to enroll me in the program.
The worst part is that this has happened to other Bank of America customers. This person is just as angry as I am. When she called in, they told her "I see that you were just enrolled last week. You should read through the benefits before deciding." Ugh. She clearly DECLINED the offer when she called up initially, then they argued with her when she wanted to cancel.
From another source, consumeraffairs.com:
"I received in the mail today (2/19/08) from Bank of America, a welcome package for the Credit Protection Plus Program linked to my Bank of America credit card. I never requested to be part of such a program, and after seeing that I would be charged monthly, 95 cents per $100 of my balance, I definitely wanted to end participation in this program and figure out why I had been automatically signed up for such a program without my consent. I called the program phone line: 1.888.668.6938. A representative told me that on 2/11/08, I had spoken to a representative about the program and opted into the program, thus I was receiving the welcome package and monthly charges would start soon."Here is another one:
There is no way I signed up for Credit Protection Plus. After digging further, Bank of America uses a third party company called CIC which administers the plan. I was charged two big fees before realizing they fraudulantly enrolled me in the plan and the last charge pushed me over my credit limit which alerted the credit bureaus that I am over the limit.As of now, for me, they told me the department that handles "those issues" is closed right now. I was unable to leave a message for them, and they don't have e-mail ("sorry, we don't have that technology" - lol). Funny that the department that enrolls you in the program seems to be open 24/7, though.
UPDATE: I've created a Credit Protection Plus Fraud Resource Wiki at PBwiki. If you've been victimized by BoA, add yourself to the list and lets get organized.
Trilegiant - NOT the Great Fun it Claims!
I have had an unfortunate experience. Funds were fraudulently withdrawn from my account last night ... just before my trip South ... leaving me uncomfortably short! I have talked to my bank, and there is nothing they can do, but they did at least give me the name of the company ... TLG Heathsavers. I googled it, and have listed some of the pages of info below. It is one of many subsidiaries of Trilegiant, which currently has thousands of lawsuits initiated by victims. They are slick, practiced, and ... though I have now managed to obtain a cancellation number, it is unsettling that it occured in the first place.
Their claim? They said I received a FREE Membership packet in the mail last month. Inside the packet, she said there was a $9.95 check, which she said I cashed. NOT!!!! Beware@! I hope to see my money returned to my account befor I leave tomorrow evening, but ... Their methods and practices are underhanded. I have also notified my state attorney general ... The one link below lists a full list of other branches of this same tree. Check them out, if you shop online or do any banking online. You may be surprised at what you find!
Trilegiant Incorporated offers a variety of membership programs to credit card customers. The company markets its services on a free trial basis for up to 90 days. If the customer does not cancel his/her membership by calling a toll-free number at the end of the free trial period, the company automatically renews the membership and charges an annual fee to the customer's credit card. The company continues to annually renew the membership unless canceled by the customer. That’s the “official” explanation of their activities.
More info:
TLG Great Fun, Auto Vantage, Buyers Advantage, CompleteHome, Clever Clubhouse
Hope this helps someone ... NOT to become a vicitim!
~ B
Lori Drew - Finally Indicted in MySpace Suicide Case
As we said back when this case came to public light, Lori Drew broke a lot of laws. We will never understand why the prosecutor in her area gave her a pass. He should be investigated too. 
Megan Meier (left)/ Ashley Grills (right) But now, Mrs. Drew's chickens have come home to roost. Ashley Grills, the girl Drew tried to blame Megan Meier's suicide on -- came clean about Drew's involvement and now the U.S. District Attorney, Thomas O'Brien has filed an indictment against Drew.
We can only pray that Drew gets the jail time for her immature & malicious intentions towards poor Megan Meier. This case will set a precedent for those who wish to pursue charges against their predators for INTENTIONAL INFLICTION OF EMOTIONAL DISTRESS.
Predators often do the same things Mrs. Drew did - use false identities, lure vulnerable persons into online relationships, smear them, bully them and discard them - leaving adult victims with serious PTSD and other problems.
In our opinion, Megan Meier was a young girl who deserved a lot better than being set up and yes -- pushed to suicide by a remorseless person like Lori Drew.
REMEMBER: The Courts & Prosecutors INITIALLY said "THERE WAS NO CASE." But Tina Meier (Megan's mother) and people like us - the bloggers, who the press tried to smear as a "cybermob," kept after this case.
Victims - NEVER NEVER NEVER GIVE UP PURSUING JUSTICE!!!!!!! 
The woman posed as a teenage boy who feigned romantic interest in a 13 year-old girl, who later committed suicide after the "boy" spurned her and told her, among other things, that the world would be a better place without her.
Lori Drew, 49, of O'Fallon, Mo., was named in a four-count indictment returned this morning by a federal grand jury. The indictment charges one count of conspiracy and three counts of accessing protected computers without authorization to obtain information to inflict emotional distress on the girl who, because of juvenile privacy rules, is referred to in the indictment only as M.T.M.
The indictment alleges that Drew, along with others, registered as a member of MySpace under the name "Josh Evans." Drew and her co-conspirators then used the Josh Evans account to contact M.T.M. and began what the girl believed was an on-line romance with a 16-year-old boy.
In taking those actions, the indictment alleges, Drew and her co-conspirators violated MySpace's terms of service that prohibit users from, among other things, using fraudulent registration information, using accounts to obtain personal information about juvenile members, and using the MySpace communication services to harass, abuse or harm other members.
After approximately four weeks of flirtatious communications between "Josh Evans" and M.T.M., Drew and her co-conspirators broke off the relationship. Within an hour, M.T.M. had hanged herself in her room. She died the next day. 
"This adult woman allegedly used the Internet to target a young teenage girl, with horrendous ramifications," said U.S. Attorney Thomas P. O'Brien. "After a thorough investigation, we have charged Ms. Drew with criminally accessing MySpace and violating rules established to protect young, vulnerable people.
The indictment alleges that Drew and her co-conspirators violated all of those provisions.
"Whether we characterize this tragic case as 'cyber-bullying,' cyber abuse or illegal computer access, it should serve as a reminder that our children use the Internet for social interaction and that technology has altered the way they conduct their daily activities," said Salvador Hernandez, Assistant Director in Charge of the FBI in Los Angeles. "As adults, we must be sensitive to the potential dangers posed by the use of the Internet by our children."
The conspiracy count carries a maximum statutory penalty of five years in federal prison. Each count of accessing protected computers, each of which alleges that the access was for the purpose of intentionally inflicting emotional distress on M.T.M., carries a maximum possible penalty of five years in prison.
An indictment contains allegations that a defendant has committed a crime. Every defendant is presumed to be innocent unless and until proven guilty.
Drew will be summoned to appear for an arraignment in U.S. District Court in Los Angeles in June.
This case was investigated by special agents with the FBI in St. Louis and Los Angeles.
Our deep thanks to Denise Marhoefer of the Defense Foundation for Children USA for her help and sending us this information.
CLICK HERE TO DISCUSS THE MEGAN MEIER CASE
RELATED POSTS:
WEB HOAX LED GIRL TO KILL HERSELF
MYSPACE HOAX VICTIMS' FAMILY SEEKS JUSTICE
PUBLIC OUTCRY ON THE MEGAN MEIER CASE
A PERFECT EXAMPLE OF WHY EOPC RUNS THIS SITE
EOPC ATTACKED ON TV OVER MEGAN MEIER CASE
JUSTICE FOR MEGAN MEIER
SUPPORT FOR OUR STAND ON THE MEGAN MEIER CASE
MEDIA PEES ON MEGAN AND TELLS BLOGGERS ITS RAIN
THE MEGAN MEIER CASE
NO APOLOGY, EVEN IN DEATH, FROM MEGAN'S 'MURDERER'
LORI DREW: PREDATOR OR INTERNET MARTYR?
LORI DREW: HAPPY; MEGAN MEIER: DEAD
MYSPACE SUICIDE CASE: NOT OVER
MYSPACE SUICIDE CASE - SOME TRUTH AT LAST
Megan Meier (left)/ Ashley Grills (right)
We can only pray that Drew gets the jail time for her immature & malicious intentions towards poor Megan Meier. This case will set a precedent for those who wish to pursue charges against their predators for INTENTIONAL INFLICTION OF EMOTIONAL DISTRESS.
Predators often do the same things Mrs. Drew did - use false identities, lure vulnerable persons into online relationships, smear them, bully them and discard them - leaving adult victims with serious PTSD and other problems.
In our opinion, Megan Meier was a young girl who deserved a lot better than being set up and yes -- pushed to suicide by a remorseless person like Lori Drew.
REMEMBER: The Courts & Prosecutors INITIALLY said "THERE WAS NO CASE." But Tina Meier (Megan's mother) and people like us - the bloggers, who the press tried to smear as a "cybermob," kept after this case.
Victims - NEVER NEVER NEVER GIVE UP PURSUING JUSTICE!!!!!!!
United States Attorney Thomas P. O'Brien
Central District of California
_____________________________________
MISSOURI WOMAN INDICTED ON CHARGES OF USING MYSPACE TO 'CYBER-BULLY' 13-YEAR-OLD WHO LATER COMMITTED SUICIDE
LOS ANGELES – A Missouri woman was indicted today on federal charges for fraudulently using an account on the social networking Web site MySpace, U.S. Attorney for the Central District of California Thomas P. O'Brien announced today. Central District of California
_____________________________________
MISSOURI WOMAN INDICTED ON CHARGES OF USING MYSPACE TO 'CYBER-BULLY' 13-YEAR-OLD WHO LATER COMMITTED SUICIDE
The woman posed as a teenage boy who feigned romantic interest in a 13 year-old girl, who later committed suicide after the "boy" spurned her and told her, among other things, that the world would be a better place without her.
Lori Drew, 49, of O'Fallon, Mo., was named in a four-count indictment returned this morning by a federal grand jury. The indictment charges one count of conspiracy and three counts of accessing protected computers without authorization to obtain information to inflict emotional distress on the girl who, because of juvenile privacy rules, is referred to in the indictment only as M.T.M.
The indictment alleges that Drew, along with others, registered as a member of MySpace under the name "Josh Evans." Drew and her co-conspirators then used the Josh Evans account to contact M.T.M. and began what the girl believed was an on-line romance with a 16-year-old boy.
In taking those actions, the indictment alleges, Drew and her co-conspirators violated MySpace's terms of service that prohibit users from, among other things, using fraudulent registration information, using accounts to obtain personal information about juvenile members, and using the MySpace communication services to harass, abuse or harm other members.
After approximately four weeks of flirtatious communications between "Josh Evans" and M.T.M., Drew and her co-conspirators broke off the relationship. Within an hour, M.T.M. had hanged herself in her room. She died the next day.
Any adult who uses the Internet or a social gathering Web site to bully or harass another person, particularly a young teenage girl, needs to realize that their actions can have serious consequences."To become a member of MySpace, individuals are required to submit registration information – including name and date of birth – and have to agree to certain terms of service that regulate their use of the Web site. Among other things, MySpace terms of service require prospective members to provide truthful and accurate registration information; to refrain from using any information obtained from MySpace services to harass, abuse or harm other people; to refrain from soliciting personal information from anyone under 18; to refrain from promoting information that they know is false or misleading; and to refrain from posting photographs of other people without their consent.
The indictment alleges that Drew and her co-conspirators violated all of those provisions.
"Whether we characterize this tragic case as 'cyber-bullying,' cyber abuse or illegal computer access, it should serve as a reminder that our children use the Internet for social interaction and that technology has altered the way they conduct their daily activities," said Salvador Hernandez, Assistant Director in Charge of the FBI in Los Angeles. "As adults, we must be sensitive to the potential dangers posed by the use of the Internet by our children."
The conspiracy count carries a maximum statutory penalty of five years in federal prison. Each count of accessing protected computers, each of which alleges that the access was for the purpose of intentionally inflicting emotional distress on M.T.M., carries a maximum possible penalty of five years in prison.
An indictment contains allegations that a defendant has committed a crime. Every defendant is presumed to be innocent unless and until proven guilty.
Drew will be summoned to appear for an arraignment in U.S. District Court in Los Angeles in June.
This case was investigated by special agents with the FBI in St. Louis and Los Angeles.
Our deep thanks to Denise Marhoefer of the Defense Foundation for Children USA for her help and sending us this information.
CLICK HERE TO DISCUSS THE MEGAN MEIER CASE
RELATED POSTS:
WEB HOAX LED GIRL TO KILL HERSELF
MYSPACE HOAX VICTIMS' FAMILY SEEKS JUSTICE
PUBLIC OUTCRY ON THE MEGAN MEIER CASE
A PERFECT EXAMPLE OF WHY EOPC RUNS THIS SITE
EOPC ATTACKED ON TV OVER MEGAN MEIER CASE
JUSTICE FOR MEGAN MEIER
SUPPORT FOR OUR STAND ON THE MEGAN MEIER CASE
MEDIA PEES ON MEGAN AND TELLS BLOGGERS ITS RAIN
THE MEGAN MEIER CASE
NO APOLOGY, EVEN IN DEATH, FROM MEGAN'S 'MURDERER'
LORI DREW: PREDATOR OR INTERNET MARTYR?
LORI DREW: HAPPY; MEGAN MEIER: DEAD
MYSPACE SUICIDE CASE: NOT OVER
MYSPACE SUICIDE CASE - SOME TRUTH AT LAST
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