My life has has been pretty bland as of late. I am not complaining at all it is all good.Right now I have to get all of my medical & insurance information together to send to my father so he can get me the right insurance.Before he just guesses & gets a plan without finding out what I need. (if you have any tips tell me I am so lost)I mean I know it has to  that cover all the right kinds doctor & meds.Once I get this moving down there is more of a sure thing.I mean why my coverage has moved I have to.
 
   

 


 
 
lovespirit on
Re: insurance
 Hi, Oncilla,

 

It was a pleasure to have you visit my blog...thank you.  

 

I hope this advice will be helpful and in time.  If at all possible, be sure to get PPO not HMO!  With PPO you'll be able to visit the Dr. of your choosing and also, should you ever have to go to the hosp., you'll have your choice there also.  Not so with HMO...with them you're locked into there framework, their Drs., their hosps., and the horror stories associated with their insensitivity and incompetency are bonechilling.  I hope this advice came in time.

 

lovespirit 

oncilla on
Re: insurance
thank you for your help with this
masivemaple on
Re: insurance
Something you are going to have to watch out for is what is deemed a "preexiting condition" in Florida, and how it's handled--that differs by state and by company.  This could be a big problem if you're talking private insurance, and your father needs to pay attention to that.  This could cut your options way down, I'm afraid.

 

Beyond that, make sure your father knows exactly what kinds of doctors and meds (including the specific ones you currently take) you need to be covered, and impress upon him that it is a necessity.  Don't be general; be specific.

oncilla on
Re: insurance
thank you for your help you have no idea how much you have helped me

 
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